PM Vishwakarma Yojana is a great initiative started by the Government of India. Individuals who want to apply for the PM Vishwakarma Yojana Online apply can follow this guide. Under the Vishwakarma scheme, artisans and craftspeople get benefits from training to financial support. PM Vishwakarma is fully funded by the Government of India, with an initial outlay of Rs 13,000 crores. Check out complete details about PM Vishwakarma Yojana, including how to apply, eligibility, benefits, and a guide.
What is PM Vishwakarma Yojana
PM Vishwakarma is specially designed for artisans and craftspeople who work with their hands and tools. Generally, they are considered to be a part of the informal or unorganized sector. The scheme aims to improve their lives, make them experts, and help them expand in their field. Currently, 18 trades or crafts are included.
- Training: After registration, training will be provided. The training includes basic 5 days training and advance 15 days skill training.
- Also be given a stipend of Rs 500/- per day in training Period.
| Tranche | Amount of Loan (In Rs.) | Term of Repayment (In months) |
|---|---|---|
| 1st Tranche | Upto 1,00,000 | 18 months |
| 2nd Tranche | Upto 2,00,000 | 30 months |
- Tool Kit: After the training, a tool kit worth Rs. 15,000 will be given along with a certificate. Marketing support will also be provided.
- Loan: Artisans and craftspeople under this scheme will get a loan.
- Rs 1 lac in 1st loan with 5% interest to be paid in 18 months.
- Rs 2 lac in 2nd time with 5% interest to be paid in 30 months and after repayment of 1st loan.
If you meet the eligibility criteria, take advantage of this scheme, and check other details below.
Eligibility Criteria for PM Vishwakarma Yojana
Eligibility criteria for PM Vishwakarma registration:
- Artisan or craftsperson in family-based traditional trades in the unorganized sector.
- Self-employed with hands and tools.
- Minimum age: 18 years at the time of registration.
- Currently engaged in the specified trades.
- Not availed loans under similar schemes (PMEGP, PM SVANidhi, MUDRA) in the past 5 years.
- If a MUDRA or SVANidhi beneficiary repaid their loan, they are eligible.
- Registration limited to one family member (husband, wife, unmarried children).
- Exclusion: Government service employees and their family members.
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Available Trades in PM Vishwakarma Yojana
Initially, these are the trades/crafts included in PM Vishwakarma. If you have another trade not listed here, you can contact the PM Vishwakarma department for further information.
PM Vishwakarma Coverage of Trades:
- Wood Based:
- Carpenter (Suthar/Badhai)
- Boat Maker
- Iron/Metal Based/Stone Based:
- Armourer
- Blacksmith (Lohar)
- Hammer and Tool Kit Maker
- Locksmith
- Sculptor (Moortikar, Stone Carver), Stone Breaker
- Gold/Silver Based:
- Goldsmith
- Clay Based:
- Potter (Kumhaar)
- Leather Based:
- Cobbler (Charmakar), Shoesmith/Footwear Artisan
- Architecture/Construction Based:
- Masons (Rajmistri)
- Other:
- Basket/Mat/Broom Maker/Coir Weaver
- Doll & Toy Maker (Traditional)
- Barber (Naai)
- Garland Maker (Malakaar)
- Washerman (Dhobi)
- Tailor (Darzi)
- Fishing Net Maker
Required Documents for PM Vishwakarma Registration
- Aadhar Card*
- Address Proof*
- Bank Account Details*
- Ration Card
- Community Certificate
- Income Certificate
- Mobile Number
PM Vishwakarma Yojana Online Registration
PM Vishwakarma Yojana can be applied for online easily. Before starting the application process, gather the required documents. The application has two methods, both through the CSC center.
- The first method is to visit any CSC center with documents and apply offline.
- The second method is online, but for this, you need to register your mobile at the CSC center. Only then can you proceed with the remaining process on your own. Let’s go through this process:
PM Vishwakarma Online Application Process:
- Visit the PM Vishwakarma portal.
- In the portal, you can find other important details by clicking on the “About Scheme” option.
- For online application, click on the “Login” option and select the “Applicant/Beneficiary Login” option.
- Now, log in with your CSC registered mobile number. After that, a new tab will open. Select the “No” option and continue.
- Complete your Aadhar verification.
- After that, the application form will open. Start entering your details correctly, such as personal details, family details, Aadhaar address, profession/trade details, bank details, credit bank support, and other information.
- Lastly, give the declaration and submit.
- After submission, a popup will display with the application number.
- Again, go to the login home page, click on “Application.” Here, you can download your application form as a PDF.
- Now, your PM Vishwakarma online application is successful.
Objectives & Benefits of PM Vishwakarma Yojana
The Pradhan Mantri Vishwakarma Yojana is a comprehensive government initiative designed to uplift and empower traditional artisans and craftspeople across India. It aims to provide end-to-end support through various components, ultimately enhancing their skills, income, and overall livelihood.
- Recognition: Artisans and craftspeople will receive a PM Vishwakarma Certificate and ID Card, reinforcing the traditional ‘Guru-Shishya Parampara.’
- Skill Upgradation: Beneficiaries will undergo basic and advanced skill training programs, receiving a stipend of Rs 500/- per day during the training.
- Toolkit Incentive: Assistance for the purchase of modern equipment, up to Rs 15,000/-, to enhance capability and productivity.
- Credit Support: Collateral-free loans of up to Rs 1 lakh and Rs 2 lakh, provided in two installments at a 5% interest rate.
- Incentive for Digital Transactions: Encouraging digital empowerment, the scheme offers incentives for digital transactions.
- Marketing Support: A platform for brand promotion and market linkages to help artisans access new opportunities for growth.
- Improved Living Standards: The scheme is expected to benefit around 30 lakh families of traditional artisans, including weavers, goldsmiths, blacksmiths, laundry workers, and barbers, leading to an overall improvement in their living standards and the quality of their products and services.
What is the Complete Process of PM Vishwakarma Yojana
PM Vishwakarma is a significant and comprehensive scheme designed to support and encourage the traditional skills of artisans and craftspeople in India. The process of obtaining a loan through PM Vishwakarma is simple and straightforward. Before proceeding, identify your trade and follow the steps outlined below.
- Online Registration:
- The first crucial step in your PM Vishwakarma journey is online registration. Register on the Vishwakarma portal by following the provided process.
- Training Period:
- After registration, training will start, covering both basic and advanced levels. Choose your desired level. During the training period, a stipend of Rs 500 per day will be provided, contributing to skill upgrading.
- PM Vishwakarma Certificate & ID Card:
- Artisans and craftspeople will be awarded the PM Vishwakarma Certificate and ID Card. These documents will feature a unique digital number, facilitating recognition as a Vishwakarma and making individuals eligible for all Scheme benefits.
- Tool Incentive:
- Successful trainees will receive toolkit incentives, with tools worth Rs 15,000 provided, or an equivalent amount transferred through e-RUPI/e-vouchers.
- Credit Support:
- Following these steps, beneficiaries must undergo Skill Assessment and complete Basic Training to qualify for the first tranche of credit support, up to Rs 1 lakh under the Scheme. This component aims to grant easy access to subsidized institutional credit for enterprise development.
- Additional Support:
- The Scheme also offers marketing support and incentives for digital transactions. For instance, utilizing UPI for work will result in an additional Rs 1 credited to the account for every Rs 100 transaction.
In summary, PM Vishwakarma provides a streamlined path for artisans and craftspeople to enhance their skills, receive essential tools, and access credit support for enterprise development.
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Can a PM Vishwakarma beneficiary apply for PMEGP?
No, unfortunately, you cannot apply for both schemes simultaneously. You can choose one based on your needs and eligibility.
Can a government employee apply for PM Vishwakarma?
No, government employees and their family members are not eligible for PM Vishwakarma Yojana.
How many members of a family can apply for PM Vishwakarma?
Only one member per family can register under the scheme. A family is defined as husband, wife, and unmarried children.
Which trades are covered in PM Vishwakarma?
Armourer, Basket Maker/Basket Weaver: Mat maker/Coir Weaver/Broom maker, Barber (Naai), Blacksmith (Lohar), Boat Maker, Carpenter (Suthar), Cobbler (Charmkar)/Shoesmith/Footwear artisan, Doll & Toy Maker (Traditional), Fishing Net Maker, Garland Maker (Malakaar)
Goldsmith (Sunar), Hammer and Tool Kit Maker, Locksmith, Mason (Raajmistri), Potter (Kumhaar), Sculptor (Moortikar)/Stone carver/Stone, breaker, Tailor (Darzi), Washerman (Dhobi).